What happens to property taxes when you buy, city by city
In Michigan a home's taxable value is capped while the seller owns it, then resets to about half the market value the January after you close. Your bill is computed from the reset number at your city's rate, so the community and the school district decide how large the change is. Every page below carries that community's real 2025 rates, published by the Michigan Department of Treasury, with the arithmetic worked out.
Three steps to the number you actually pay.
Find the community
Open the page for the city or township the house sits in. A community that spans a county line has one page per county portion, because the published rates differ.
Find the school district
Rates are set per school district, so two homes a street apart can carry different ones. The listing or the assessor's record names the district.
Run your own price
Each page works the reset at $200,000, $300,000, and $400,000. The property tax check runs it on your exact purchase price and exemption status.
Every community, by county.
Ranges below are the lowest and highest published homestead rates found anywhere in that county's communities. They are real figures from the Treasury table, not averages.
Livingston County 19 communities
14.7729 to 37.8695 homestead millsMacomb County 24 communities
21.6945 to 62.9216 homestead mills- Armada Township
- Bruce Township
- Center Line
- Chesterfield Township
- Clinton Township
- Eastpointe
- Fraser
- Grosse Pointe Shores (Macomb County)
- Harrison Township
- Lenox Township
- Macomb Township
- Memphis
- Mount Clemens
- New Baltimore
- Ray Township
- Richmond
- Richmond Township
- Roseville
- Saint Clair Shores
- Shelby Township
- Sterling Heights
- Utica
- Warren
- Washington Township
Oakland County 52 communities
23.5404 to 62.2247 homestead mills- Addison Township
- Auburn Hills
- Berkley
- Birmingham
- Bloomfield Hills
- Bloomfield Township
- Brandon Township
- Clarkston
- Clawson
- Commerce Township
- Farmington
- Farmington Hills
- Fenton (Oakland County)
- Ferndale
- Groveland Township
- Hazel Park
- Highland Township
- Holly Township
- Huntington Woods
- Independence Township
- Keego Harbor
- Lake Angelus
- Lathrup Village
- Lyon Township
- Madison Heights
- Milford Township
- Northville (Oakland County)
- Novi
- Novi Township
- Oak Park
- Oakland Township
- Orchard Lake
- Orion Township
- Oxford Township
- Pleasant Ridge
- Pontiac
- Rochester
- Rochester Hills
- Rose Township
- Royal Oak
- Royal Oak Township
- South Lyon
- Southfield
- Southfield Township
- Springfield Township
- Sylvan Lake
- Troy
- Walled Lake
- Waterford Township
- West Bloomfield Township
- White Lake Township
- Wixom
Washtenaw County 27 communities
26.6161 to 63.2948 homestead mills- Ann Arbor
- Ann Arbor Township
- Augusta Township
- Bridgewater Township
- Chelsea
- Dexter
- Dexter Township
- Freedom Township
- Lima Township
- Lodi Township
- Lyndon Township
- Manchester
- Manchester Township
- Milan
- Northfield Township
- Pittsfield Township
- Salem Township
- Saline
- Saline Township
- Scio Township
- Sharon Township
- Superior Township
- Sylvan Township
- Webster Township
- York Township
- Ypsilanti
- Ypsilanti Township
Wayne County 43 communities
27.5563 to 73.6904 homestead mills- Allen Park
- Belleville
- Brownstown Township
- Canton Township
- Dearborn
- Dearborn Heights
- Detroit
- Ecorse
- Flat Rock
- Garden City
- Gibraltar
- Grosse Ile Township
- Grosse Pointe
- Grosse Pointe Farms
- Grosse Pointe Park
- Grosse Pointe Shores (Wayne County)
- Grosse Pointe Woods
- Hamtramck
- Harper Woods
- Highland Park
- Huron Township
- Inkster
- Lincoln Park
- Livonia
- Melvindale
- Northville (Wayne County)
- Northville Township
- Plymouth
- Plymouth Township
- Redford Township
- River Rouge
- Riverview
- Rockwood
- Romulus
- Southgate
- Sumpter Township
- Taylor
- Trenton
- Van Buren Township
- Wayne
- Westland
- Woodhaven
- Wyandotte
The tax reset is one number. A house has about forty.
A financial inspection puts every one of them on the same page for the exact address you are considering: the published value estimates, true monthly cost, ten years of equity math, the big-ticket replacements coming, the city's records on the house, and a verdict of Proceed, Conditional, or Walk Away.
Delivered within 3 hours of payment, with 30 days to get your money back. We take no lender money.
Rates are the 2025 totals from the Michigan Department of Treasury's Total Property Tax Rates in Michigan table, including the separate rate for every school district inside a community. These pages are arithmetic on those published rates, for screening. Your actual bill depends on the assessor's next determination and any millage voters approve. Nothing here is legal, tax, or lending advice, and nothing here is an opinion of value.